Tuesday, April 27, 2010

DESPERATELY need advice on taking out a couple thousand dollar loan:S?

My partner and I are renting a mobile home from family and have just found out that there is a good chance that it will be foreclosed or taken by the bank as collateral on a loan. We had a verbal agreement that this place had to be secure for at least 6 months since we went broke moving up here but here we are two months later being faced with somehow having to move again. I dont know what we are going to do because our combined funds right now with the rent here still having to be paid are like $250. From the math we did it looks like getting moved in anywhere is going to be somewhere between $1400 and $2500 including deposit and application fee and all that. The question is, do I have any chance of being able to take out a loan to pay the initial move in costs. Right now we are both unemployeed but my partner should be getting a job within the week. We have at least a month to figure something out. The problem is that his credit is terrible and I have no credit history.DESPERATELY need advice on taking out a couple thousand dollar loan:S?
Try Wells fargo bank, I got a small loan for 5k although I have excellent credit. You could perhaps get a smaller loan and use your GMC as collateral? Good luck the # is 1-800-869-3557.DESPERATELY need advice on taking out a couple thousand dollar loan:S?
visit a bank just to get advice
try to stay away from title loans . They are easy to get because you put up the title to your vehicle as security. If you miss payments they WILL take your van . The interest rates are very high .


You may be able to stay where you are if the property is taken by the bank. If you know that they have served papers it could be worth asking the bank manager about it .


I would try to get a credit card as soon as one of you has a job.
Quite honestly, I don't believe you will get a loan from anywhere unless you have some collateral ..I.E. the van. I am not sure what you are calculating for the move (details) but that is a very expensive move...and to have not job at the other end makes it even tougher. I don't know if you have any income coming at all (unemp, SSI?). What you need are some friends to help transport furniture and etc. Why can't you moving costs be cheaper? This is terribly expensive.








Watch out for the last two posters.. They have Zero morals and will take you for everything that you might have left...like the air in your lungs.. SCUMBAGS.

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